I thought it would be a good idea to have a handy list all in one place of the companies I use, believe in, and know are valuable. A lot of these tools I use to either rule my money or manage my blog and they come highly recommended by me. This page will be expanded as I continue to find and try even more valuable tools to help you rule your money. Be sure to bookmark it for future reference!
Disclaimer: There are some affiliate links below and I may receive commissions for purchases made through links in this post, but these are all products I highly recommend and think would be very valuable to you. I know a lot of them have been for me. I won’t put anything on this page that I don’t personally use and/or haven’t verified. You can also read my full disclosure.
Money Tools to Rule Your Finances
You Need a Budget (YNAB): You Need a Budget is my go-to budgeting app. I went from Quicken to this and it has made a world of difference. They focus on zero-based budgeting or “giving every dollar a job.” The thing I like most about it is it’s very easy to use. They have an app for your phone as well as for your browser so you can look at your budget or even record your transactions from anywhere! I highly recommend you give them a try.
They offer a 34-day free trial, and with my link, you’ll get another 30 days free after you sign up!
Personal Capital: Personal Capital is a free money tool similar to Mint, only Personal Capital is much more robust. They will download your transactions for you, but they also have very detailed reporting on your investments, which is what I use it for. You can analyze your portfolio, what sectors you have your investments in, track your net worth, and even see how much of your investments are lost to fees.
With this tool, I found out my retirement account from work had a huge fee of $91 per year! I’ve made some adjustments to get that down.
Credit Sesame: Credit Sesame is a completely FREE service that allows you to view your credit score. They don’t even ask for a credit card number! Using the service doesn’t go against your credit card score either so it really is a win-win situation for you. I signed up for this and I’ve been loving it ever since!
On top of allowing free access to your score, they also monitor your credit report for free, send you alerts about your score and report, and give you free identity theft insurance up to $50,000. Look for my full review of Credit Sesame soon!
Money Saving Tools & Sites
$5 Meal Plan: My wife and I just started using the $5 Meal Plan and I cannot tell you how much we love it! You get a 14-day free trial. They set you up, give you a free gift, and a great welcome video with some tips for grocery shopping and finding sales. They know your time is precious so they try and cut down the amount of time it takes to plan for you while saving you money in your grocery budget. Besides, it’s only $5 a month after your free trial!
$5 Meal Plan is a great way to eat at home more and save some money on eating out. And the food is delicious!
Target REDcard: Speaking of grocery shopping…we do all of our grocery shopping at Target. Not only are their prices low but they have their Target REDcard which gets you 5% off almost EVERYTHING in the store! It’s free to sign up and they have two versions—a credit card and a debit card.
We chose the debit card because it comes straight out of your checking account and we don’t have to worry about making another payment to a card company. The 5% savings is WAY higher than most credit card reward programs anyway. I recommend you give this one a try because it’s so easy and doesn’t cost a thing.
Start Your Own Blog with BlueHost
I’ve been blogging now for a little over two years and I can’t overstate what it has done for me. For me, it’s a creative outlet, a place to help others, and has helped me grow my personal confidence by leaps and bounds.
If you’re thinking about starting a blog, I recommend BlueHost for hosting. You can get started for only $3.95 a month for your own site like this one. Contact me if you end up starting one. I’d love to chat about your ideas and give you some encouragement!