Now that we are pulling away from the holiday season, and already past the New Year, it is a natural time to reflect upon how last year went. If you have set some goals for 2016, have a look at some tips on New Years Resolutions and How to Stick With Them.

A lot of reflection may come in the form of regret as we begin to realize how much money we spent over the holidays. We are going to be getting credit card bills soon and some of us may have already checked our accounts online. Each year we vow to do things differently for Christmas and it unfortunately rarely comes to pass. But that’s life right?

Wrong. Life is about change. It isn’t about excepting the same thing over and over again. If you’ve struggled year after year to keep your Christmas budget (and your after-Christmas sanity) intact, I want to encourage you that you can change the course. You can turn the tide.

And I want to help.

AtypicalFinance is about doing things differently. I want to help you do something different for your Christmas budget. Over the course of next week, Monday through Friday, I am going to be posting a series of articles one a day that will help you manage the Christmas budget differently in 2016. And I can assure you that starting to think about this now, fresh off the season, is the best way to do it.

Imagine January 2017 without all of the regret or credit card bills. Imagine not having to worry about cutting back on other things to pay off what you spent during the holiday season. Well, come January 2017, this is going to be a reality instead of a fantasy. 2016 will be different.

And we’re going to do it together.