All posts by: Tim

What would you do for a little breathing room in your budget?How would you like a little (or a lot) more money each month to put toward whatever you needed?What about having more money for saving, spending, debt, eventual retirement, groceries, or literally anything you need to put it toward? Try these 6 easy steps to use your tax refund to get more money on your paycheck....
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I remember when my oldest daughter, now nine, was about five years old. She enjoyed dumping all the money out of her piggy bank just so she could count it.All. The. Time.Naturally, this led to many instances of missing money that finds its way under beds and buried under toys in her room. Oh, the heartbreak.As a father, it’s my job to teach my girls how to be responsible with their money while also giving them enough freedom to make mistakes and find their way.While I know they won’t be perfect, I want to know that I’ve given them all...
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On April 3rd I will be at the ripe age of 35 years old. Time. Flies. And that’s not all that is making me feel like time is flying. I started dating my wife just over 17 years ago—that’s just under half my life! My daughters are nine and six years old. My dad passed......
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Creating a budget can be difficult. But why is it even more difficult to stick to a budget? A few years ago, I was in the same boat most other people are in. Budgeting was difficult. I felt like I was overspending on a lot of different things. I would research different tips and tricks......
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Ugh. Budgets. Creating one can be difficult. Sticking to one can be even more difficult. But what sticking to a budget didn’t have to be so difficult? What if you could create a budget that works specifically for you, and then stick with it almost effortlessly? Launching February 25th, 2019! I’m SUPER excited to announce......
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I love a good inspirational quote. There is just something about them that can motivate you. Quotes that you can apply to budgeting are no different! Some of the greatest minds in history gave their thoughts on money. We have the privilege of being able to learn from their thoughts and apply it to our own budgets. But being motivated and inspired to take action is only half of the equation. Action is the key to moving forward. You can be motivated all you want to make changes, but if you don’t take any action, you’ll stay where you are now. Sometimes we want...
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This post may contain affiliate links. See my disclaimer for more info. There are many different budgeting methods out there floating around in the ocean of information that we call the internet. Some are simple and some are complicated. A lot of them don’t work. This makes it hard to find a method that will......
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Studies have shown that not very many people keep their New Year’s resolutions. A few years ago, U.S. News reported that two weeks into February, about 80% of those who set resolutions had given up on them already. Back in 1988, a study was published by John Norcross and Dominic Vangarelli where a group of......
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Reports are out that American household debt has reached a record high of just over $13.5 trillion. Let’s type that out in round numbers.  $13,500,000,000,000 That’s a lot of zeros! With that number, there is $837 billion more debt than there was in 2008 just before the Great Recession rocked the world.  That means one......
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I just got back from a very restful vacation to Disney World with my family. It was great to see my wife and kids the whole day. My mom even came with us this time, which was enjoyable. But Disney World is a double-edged sword these days for me. Note: I promise there is a......
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